Health Insurance for Special Needs Children:

The goal of the government’s current policy on Child survival access to health care services is to promote equity while using those services. Independent legislators each have a specific role to play in achieving this goal with regard to the delivery of healthcare services.

The SCHIP is managed by the states, whereas Medicaid is managed by the federal government. The Small number of the participants allowed states to launch new health insurance programmes, extend their Medicaid programmes,
If we correctly predict the cost of underinsuring CSHCN, which amounts to more than 33% of the total health care costs associated with this patient group, we could predict that resolving this public health issue would result in the economic cost improvements that could equal the percentage of the health care costs within this demographic.

This prediction is supported by a deeper analysis of the issue. Because this percentage represents the maximum cost of health care services connected with this demographic when there are gaps in the health insurance, the total cost savings of controlling this health concern might lower the entire cost of health care for CSHCN to less than 33%. Therefore, increasing the effectiveness of the current health programmes is the best method to eliminate health care gaps.

Due to their vulnerability and the extensive medical needs, Beneficial type suffer from gaps in health insurance. More than 9% of this population reported being uninsured in the previous year, according to Bhattacharya (2013). Medicaid and SCHIP programmes are frequently the only sources of health insurance for low-income groups. The designs of these programmes and the kinds of rights they grant their recipients, however, differ significantly from one another.

However, a variety of obstacles in social policy and health education have made it impossible for these programmes to offer health insurance. Due of this, some aspects of health insurance have redundant services.

Offering a thorough and ongoing treatment plan for Children is an alternate solution for treating the public health problem. Benefits under this plan should be required, like early routine screening. The health care demands of families with unmet needs have been partially satisfied by this alternate technique (Bhattacharya, 2013). A second viable option is to change the SCHIP.

There are several calls for each state to implement a comprehensive health benefits programme that is in line with the locality’s medical requirements. The introduction of a sliding price for all health programmes aimed at CSHCN is another idea to remove the chance that beneficiaries would go without health insurance due to a lack of responsibility.

Case studies show that low levels of health literacy (a social barrier to accessing health care) and poor government policies are the main causes of health disparities affecting businesses. Therefore, addressing the cause is key to reducing health insurance disparities among this population. For example, improving health education will allow parents and caregivers to understand the requirements of different health insurance plans, thereby increasing the likelihood of discovering the right health insurance plan.

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